Operation flow
Three actors. One verifiable settlement.
Each assignment becomes a signed Stellar transaction. Soroban smart contracts orchestrate fund transfer and invoice settlement.
CLIENT · SME
- 01Initial signup (company + data)
- 02Upload invoice + SEFAZ validation
- 03Sign assignment via Stellar Auth
- 04Receive stablecoins → withdraw via Pix
- 05Single invoice issued to the debtor
CREDBRIDGE
- 01Validates documents at SEFAZ
- 02Analyzes risk + generates proposal
- 03Executes smart contract (Soroban)
- 04Monitors invoice payment
- 05Updates NAV automatically
INVESTOR
- 01Deposits capital via Pix
- 02Views available proposals
- 03Approves proposal + sends capital
- 04Receives on-chain collateral
- 05Checks authenticity on the blockchain
Who CredBridge is for.
SME
Instant liquidity for your invoices.
- Approval in minutes, not days
- Fees up to 40% lower
- Payout via Pix 24/7
- No banking bureaucracy
Investor
Real yield, backed by receivables.
- Senior or Angel share
- Avg return 18.6% p.a.
- Liquidity via Stellar DEX
- On-chain proof of every asset